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| Study
In USA<< Lifestyle << Health |
| Lifestyle |
| Health
Unlike other countries,
the United States does not provide socialized medicine.
Because medical care can be very expensive, it is important
to have health insurance, even if the school does not
require it.
Health Insurance
International students should note that in addition
to tuition, fees, room and board, and living expenses,
they will have to pay for health insurance. US law requires
universities to verify that international students on
a J-1 visa (and their J-2 dependents) have health insurance
before allowing them to enroll. The federal government
does not require students on an F-1 visa to have health
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insurance, but the school may set
its own requirements. Many schools require all international
students to have health insurance, regardless of the
type of visa.
If health insurance is required, it must meet certain
minimum standards set by the United States Information
Agency (USIA). These standards include:
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Maximum
deductible of $500 per accident or illness.
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Medical
benefits of at least $50,000 per accident or illness.
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Repatriation
benefits of at least $7,500.
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Medical evacuation benefits of at least $10,000.
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Co-insurance
not to exceed 25% of the covered medical expenses.
Your school will probably
offer a group health insurance program to students who
do not have their own health insurance. |
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