Your
first few days when you arrive in the UK and last few
days before the end of your course will have much expenses.
During first few days, you will need to pay for internal
travel, temporary accommodation, deposits, police registration,
kitchen utensils, beddings, etc and during last few
days before the end of your course, you will need to
pay for shipping of things, graduation ceremonies, farewell
parties etc. Don't be afraid: these are either temporary
or one-time expenses.
The various expenses discussed above can be divided
as: essential and optional. Accommodation, food, washing
clothes, personal hygiene are usually classified as
essential expenditures while others are optional expenditures.
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Work
out how much money you will need for essential expenditures
and how much money you will receive. Items on the receiving
side are:
- The money you
'must' take to cover your living expenses (as per
visa conditions - £6500 for each year of study
or the amount quoted by your institution in the
offer letter)
- Your savings
- Income from part-time
work during term days and full time work during
holidays
Remember
you should be realistic in your calculations. Do not
think that you can bring less and that you can manage.
There are no sources of financial sponsorship once you
are in the UK. To avoid any unnecessary hardships, you
should not overestimate your receiving (particularly
the supplement income from part-time work) and underestimate
your essential expenditures.
Don't keep your budget fixed. Review it at least for
once in three months. If there is any large unexpected
expenditure, you may need to rebudget and change your
lifestyle, so as to ensure you will have enough money
throughout the length of your course. |
